Consider tracking expenses with spreadsheet Arvon Glaser Overland Park, Kan. Family: Divorced, two children Age: 64 Job before retirement: Manager at DuPont In order to see if the 70%

Money doesn't go as far as you might like Diane Dinkins Greensboro, N.C. Family: Divorced, one child Age: 58 Job before retirement: Social worker in New York How she retired early: She r

Plan for retirement beyond the numbers By Anita Manning, Special for USA TODAY Aaah, retirement. Time to catch up on reading. Time to work on the golf swing. Time to clean out that horrible closet

Saving in 20s can help you retire early Victoria Moreno Bakersfield, Calif. Family: Married, three children Age: 50 Job before retirement: Deputy probation officer How she retired ear

Start planning years before retiring Richard Marto Gray, Tenn. Family: Married, two children Age: 75 Job before retirement: Sales manager for a computer company My wife and I stopped

Try to retire debt-free; prepare for inflation Melton McNeill Duluth, Ga. Family: Married, three children, although one died a year and a half ago Age: 82 Job before retirement: United Met